IC Personal Checking – Make the switch today!

At IC we keep it simple with a selection of Personal Checking accounts tailor-made for you. Choose the one that best suits your needs, and we’ll help you make the switch!

IC FREE Checking
Enjoy no minimum balance, free Online Banking and a free order of checks. Bill Pay is available for a small monthly fee.

All Together Checking
When you maintain a $25,000 balance in combined savings and loan accounts, all monthly service charges are waived on this account.

IC DIRECT Checking
Sign up for IC DIRECT Checking with direct deposit, and save on fees, plus earn higher interest, all with no minimum balance.

Unlimited Checking Account
A great account for Members who want to write unlimited checks and, sign up for Direct Deposit to avoid monthly fees or maintain a $300 minimum balance.

NOW Checking Account
Allows Members to earn interest on account balances over $50, and there are no fees or service charges when you maintain a balance of $500.

Club 55 NOW Checking Account
For our 55 and up Members that want the freedom of unlimited checking and the ability to earn interest, without the hassle of a minimum balance requirement.

Status One™ Checking Account
Designed for Members who are between 16 and 18 years of age. This account has no monthly service charges.

All Personal Checking accounts offer Online Banking and Bill Payer Services, along with a VISA Check/ATM Card. Certain restrictions may apply.



The debit cards we issue are protected by FraudWatch® PLUS. If suspicious activity is noticed on your card, Fraud Prevention Services will call to notify you.